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Dr. Bob is Robert Hsiung, MD,
bob@dr-bob.orgShown: posts 1 to 7 of 7. This is the beginning of the thread.
Posted by NikkiT2 on January 8, 2001, at 8:36:52
OK. ~deep breath~ I've got myself into some what of a mess. My hypomanic spending sprees over the past couple of years have finally caught up with me, and I'm not in dire straights.
5 months ago, I decided to tidy everything up, and be a good girl. I got a loan out to pay off all my debts - and it came to £16k... about $24k.... But, I didn't stop. I'm not way over my over draft limit, I haven't paid a credit card (up to it's limit) for 2 months, I haven't paid my husband his rent this month (I've told him I have and it obviously hadn't cleared when he got his statement).
HELP. I've got myself in this mess and it's keeping me awake and really making me sad and worried.
I'm kind of at the end of my tether here right now.. what with the debt, the ad poop out I seem to be experiencing, total hyposomnia (is that the word when you can sleep all the time?) and shit at work, and no time to get treatment for early stage cancerous cells on my cervix.... everything is coming to a head and I'm in a mess...
nikki
Posted by ksvt on January 8, 2001, at 18:49:58
In reply to Hypomanic spending sprees and resulting debt, posted by NikkiT2 on January 8, 2001, at 8:36:52
> Nikki - when you say you didn't stop does that mean that you continued to run up new debt? I'm not very clear on what your situation is but I do know that you should prioritize and to the extent that you can, deal with as few tasks at a time. The cervical cancer issue sounds alot more important than the money stuff. I think you need to make time to address that. ksvt
OK. ~deep breath~ I've got myself into some what of a mess. My hypomanic spending sprees over the past couple of years have finally caught up with me, and I'm not in dire straights.
>
> 5 months ago, I decided to tidy everything up, and be a good girl. I got a loan out to pay off all my debts - and it came to £16k... about $24k.... But, I didn't stop. I'm not way over my over draft limit, I haven't paid a credit card (up to it's limit) for 2 months, I haven't paid my husband his rent this month (I've told him I have and it obviously hadn't cleared when he got his statement).
>
> HELP. I've got myself in this mess and it's keeping me awake and really making me sad and worried.
>
> I'm kind of at the end of my tether here right now.. what with the debt, the ad poop out I seem to be experiencing, total hyposomnia (is that the word when you can sleep all the time?) and shit at work, and no time to get treatment for early stage cancerous cells on my cervix.... everything is coming to a head and I'm in a mess...
>
> nikki
Posted by judy1 on January 9, 2001, at 0:31:07
In reply to Re: Hypomanic spending sprees and resulting debt » NikkiT2, posted by ksvt on January 8, 2001, at 18:49:58
Dear Nikki,
Okay you've crashed. I agree with ksvt that your physical problems need to be dealt with first. You sound overwhelmed and depressed and that makes everything worse. Well that's what therps are for- have he/she help prioritize your concerns. I found that any bipolar specialist has an incredible amount of info in dealing with financial problems- I once bought a very expensive sports car that my shrink forced the salesman to take back; to make you feel better I'm in over $100,000 in credit card debt, but this is America and this country loves people like me. Let me know how your cervical treatment goes. Take care, Judy
Posted by NikkiT2 on January 9, 2001, at 4:22:11
In reply to Re: Hypomanic spending sprees and resulting debt, posted by judy1 on January 9, 2001, at 0:31:07
Thanks for replying...
Yes, I've continued spending, and have run up extra debt....
Oh, and I don't have a therapist!! This is the good old UK.. you don't get things like that easily without paying a fortune, and I can't afford it!!
Oh, and managed to get booked in for 20th Feb for the cervical stuff. WIll let everyone know how it all goes... I just wish everything could slow down, and stop, just for a few days so I can get everything back together in my head again.
Posted by Noa on January 9, 2001, at 9:58:13
In reply to Re: Hypomanic spending sprees and resulting debt, posted by NikkiT2 on January 9, 2001, at 4:22:11
YAY Nikki--for setting up your appointment to deal with the medical stuff.
Nikki, I am also in cc debt, in repayment through a credit counseling service. Is there anything like this in England to help you get control of it?
Posted by stjames on January 9, 2001, at 19:49:53
In reply to Hypomanic spending sprees and resulting debt, posted by NikkiT2 on January 8, 2001, at 8:36:52
Cut up all credit cards, close all lines of credit, no checks, and live cash only. That way
you don't get more in the hole. I consoladated
decades ago and then started charging again, too,
and I am not BP. Despite feeling I could not live without credit I had to be realistic that I had proven I could not handle it. It still hurts to throw the credit card offers in the shredder. I don't even have an ATM card. I am too smart, give
me something like a check or ATM and I will find a way to extend myself.james
Posted by S. Howard on January 9, 2001, at 22:12:48
In reply to Re: Hypomanic spending sprees and resulting debt, posted by stjames on January 9, 2001, at 19:49:53
My husband took away my credit cards~occasionally
I am resentful but at least we're getting the things paid off.
Gracie
This is the end of the thread.
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