![[dr. bob]](/dr-bob-sm.gif)
Dr. Bob is Robert Hsiung, MD,
bob@dr-bob.orgShown: posts 1 to 5 of 5. This is the beginning of the thread.
Posted by Sky Brite Line on June 18, 2008, at 3:05:19
i spend money like crazy. Well i just know i have money and i can by things,
so if anyone wants to be a fincial adviser here that would be great.
Posted by twinch42085 on June 18, 2008, at 3:05:25
In reply to Can i discuss Finanical difficulties here?, posted by Sky Brite Line on June 17, 2008, at 22:57:19
How much do you usually spend in a week compared to how much you earn in a week?
: )
Twinch
Posted by Phillipa on June 18, 2008, at 12:51:43
In reply to Re: Can i discuss Finanical difficulties here? » Sky Brite Line, posted by twinch42085 on June 18, 2008, at 3:05:25
Great question do you feel it's manic spending? Are they for necessities like housing and food. Phillipa
Posted by Sky Brite Line on June 19, 2008, at 9:38:49
In reply to Re: Can i discuss Finanical difficulties here? » Sky Brite Line, posted by twinch42085 on June 18, 2008, at 3:05:25
Some weeks i'll save, because i dont want to, really go out or anything.
But i'm saving for an apartment. I NEED to get on my own.
I would say about 40% of my income a week.
Posted by gardenergirl on June 19, 2008, at 15:14:34
In reply to Re: Can i discuss Finanical difficulties here?, posted by Sky Brite Line on June 19, 2008, at 9:38:49
The best thing that I ever did to get my spending under control was to start using Quicken to record my expenses and follow a budget. It's not necessary to use a specific software program, though I found it helpful. I think the most important thing is to make a realistic budget which includes fixed expenses and discretionary or optional spending as well as a savings goal. You can do this in a notebook, with a spreadsheet, or with a software package. Before I started this, I would live paycheck to paycheck with no savings and increasing debt, because I had no idea how much I was spending on stuff. After, I was able to keep up with my fixed expenses, decrease my debt, and save up a pretty nice down payment for a new car, one of my proudest moments.
good luck!
gg
This is the end of the thread.
Psycho-Babble Social | Extras | FAQ
Dr. Bob is Robert Hsiung, MD,
bob@dr-bob.org
Script revised: February 4, 2008
URL: http://www.dr-bob.org/cgi-bin/pb/mget.pl
Copyright 2006-17 Robert Hsiung.
Owned and operated by Dr. Bob LLC and not the University of Chicago.