Posted by Racer on May 29, 2006, at 9:54:56
In reply to Re: can't get a perscription - help?, posted by Emily Elisabeth on May 29, 2006, at 9:22:31
Your situation [bodily waste fluid]s me off so much! My husband worked at a place that had that sort of insurance -- in the time that we were covered, we submitted a number of claims for me -- GP, OB/GYN, pdoc -- but they paid NADA! Not one penny. And it wasn't just deductibles, either. We never did quite figure it out.
Anyway, I asked what state you're in because it seems as though I heard something lately about health insurers coming under some fire from congress about doing this sort of [excremement]. So, while I realize you're hardly in a state that feels like you can do this sort of thing, I would strongly recommend you contact your representative and ask for direct help. You'd be amazed at what a letter from a congressman can do.
And do contact your state's department of insurance. Chances are, since these companies work across state lines, they'll say this company falls under federal juridiction, but a nice letter saying, "Not in OUR state" from the insurance commissioner would probably remind them that you exist.
Also, APPEAL! If they're denying claims, APPEAL. Truly, it's worth it.
Good luck, and I'll try to get some more thoughts about this to you later...
poster:Racer
thread:649976
URL: http://www.dr-bob.org/babble/20060525/msgs/650050.html