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is medicare insurance any good compared to private

Posted by johnLA on April 14, 2014, at 20:02:32

hi all-

not sure if this is the right place for this...

since i went out on early retirement from teaching (after 28 years) i have been paying for private health insurance. it is about $600 per month. excellent insurance. blue shield ppo here in california. very 'rich' in coverage, but very pricey.

on a whim a friend said i should apply for ssdi. i felt a bit reluctant to do this. but, i had paid into social security for many years.

they approved my case. i am not sure how much i will receive from soc sec in disability income. there is a 'off-set' provision since i have a public pension plan. but!...

i am interested in the medicare. i researched it a bit and they even have some plans that you can pay extra and get into a ppo plan.

my question is; is medicare coverage bad? or, less good say than private pay insurance?

i am tempted to try it for a while. i think it will be much cheaper than the $600 i am paying now.

what are the costs of medicare parts a, b, and d?

sigh.

what a nightmare this all is. i never had to worry about insurance. i got coverage the first day is started teaching at 22...

thanks for any insight. i will also contact social security to find out more.

hoping we all get some peace.

john


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poster:johnLA thread:1064220
URL: http://www.dr-bob.org/babble/20140328/msgs/1064220.html